Posts

Showing posts from November, 2023

Conforming Loan Limit Increased, Creating More Homeowners | HTXMTG.com

Effective immediately: Conforming Loan Limit Increased to $766,550 That's right we've increased it from the previous $750,000 to $766,550! If you were previously priced with some hits on a jumbo loan and you're looking in, or around the $770k loan amount range, reach out to us immediately let's show you how we might be able to improve your options. Connect with us for more insights. For more information, please visit our website: http://www.HTXMTG.com Title: Conforming Loan Limit Increased, Creating More Homeowners | HTXMTG.com This video explores information on Conventional, Conforming Loan limits Increasing to $766,550 but it also covers the following topics: Conventional Mortgage Loans Conforming Mortgage Loans FHA Mortgage Loans VA Mortgage Loans Jumbo Mortgage Loans Pricing Advantages For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = E...

$5000 Fannie Mae Grant | HTXMTG.com

We're helping more first-time homebuyers achieve homeownership with a $5000 Fannie Mae Grant through the HomeReady Special Purpose Credit Program. At least one applicant must be a first-time homebuyer. Borrowers receive: 👉$5000 fannie mae grant 👉Up to $500 toward a 1-year home warranty 👉Up to $500 toward appraisal costs 👉Borrower’s current primary residence must be located in an eligible census tract. Contact us today to search your current primary address for eligibility and to see if you qualify for the $5000 Fannie Mae Grant and possibly more. Title: $5000 Fannie Mae Grant For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #5000FannieMaeGrant #FannieMaeGrant #5000Grant #FirstTimeHombuyer5000FannieMaeGrant #FannieMaeHo...

Congrats on First Time Home Purchase | HTXMTG.com

Congratulations to The Davis Family, on their first time home purchase! HTXMTG.com was there to capture the exciting moment as they took possession of their new home – and we’re excited to share the photos and video with you! From the moment they walked into their new home, to the closing ceremony, this was an unforgettable experience. Here’s to hoping that this home will be a happy one – and that the Davis Family can share all of the good memories in their new home together! Welcome to your new home, sweet home! Congratulations Davis Family! Thanks to Marlan Parker: Legacy Homes & Properties, Les Strech: Keller Williams Premier Realty Katy, Priority Insurance, URC2C Processing, and Kendra Patterson: Frontier Title, Katy North. Title: Congrats on First Time Home Purchase | HTXMTG.com For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortg...

Must Watch Daily Mortgage Rates, Lock Advisory | HTXMTG.com

If you want to stay up on all things real estate and mortgage related, like this video and if you haven't already subscribe to the channel! We are constantly keeping you up to date on all things real estate and mortgage! Today I want to talk about the elephant in the room, mortgage interest rates. What's going on, what's happening? Should I lock? Should I float? Should I wait? Should I execute? We've got a tool on our website called the daily rate lock advisory, to help you feel more comfortable making these decisions based on actual data. First and foremost, anyone that's telling you unequivocally, that they know what's going to happen with mortgage interest rates, I would personally avoid like the plague. The truth is no one knows what's going to happen. We can use data to come up with a more educated best guess and that's exactly what this tool does for you. It basically compiles previous current and upcoming financial data to give you a more educated...

Find Out What Any Home Is Worth | HTXMTG.com

Curious about how much a home is worth but you're not quite ready to make contact or start a conversation with a realtor or a mortgage broker? Who wants to talk to those guys right? 😏 I've got the perfect solution for you if you want to find out how much any home within the United States is worth. All you need to do is comment below "Home Value Estimate"! This is just one of the many services we provide in addition to our extremely competitive mortgage pricing and quick closings we can get each and every one of our clients and prospective clients a free Home Value Estimate. Based on current and previous sales data we put together an estimate that can give you a firm idea of how much that home might appraise for. Now to be clear, this does not take the place of a home's appraisal or a comparative market analysis, often provided by a real estate agent however many of the agents that I've worked with over the last 20 years find this data very useful in arriving ...

You Don't Need a Realtor or an Inspection? | HTXMTG.com

Ever wonder why a builder or seller would tell you that you don't need a realtor or an inspection? Kind of sounds like someone telling not to worry about the details of a contract and to just sign on the dotted line, right? Don't make the mistake of commiting to one of the biggest investments of your lifetime without proper representation and having someone negotiating on your behalf. How could you expect to win if everyone involved in the transaction works for the seller? from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=XVqEIgVERPc

Impact of Home Inspection on Your Mortgage | HTXMTG.com

Discover the power of Home Inspection in shaping your mortgage journey! 🕵️‍♂️🔍 Whether you're a first-time homebuyer or a seasoned pro, understanding the impact of issues on your home inspection is crucial. 🤔💼 This video helps to differentiate between major concerns, negotiating tools, and potential roadblocks that issues discovered on your inspection, may or may not have on your mortgage. 👉Mistakes To Avoid When Purchasing a Home: https://youtu.be/MEdbgxIpa3M MortgageMatters HomeSweetHome FinancialWellness RealEstateInsights PropertyInvestment HomebuyingTips SmartInvesting 🌐💰 Title: Impact of Home Inspection on Your Mortgage | HTXMTG.com For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #HomeInspection101 #Mortgage...

Unpacking The Impact of Future Mortgage Rate Drops | HTXMTG.com

Are you curious about the future of mortgage rates? With so many interest rate increases over the last few years, who isn’t? We've analyzed the market trends and predictions to bring you insight into how future mortgage interest rate drops can and will more than likely, impact the housing market, affordability and inflation. Before we dive into it, click the like button for me and, if you haven’t already, subscribe to the YouTube channel so I can keep providing you with valuable real estate and mortgage insight. Thanks for supporting! Let’s start with the positives: Affordability: Lower mortgage rates will result in reduced interest payments for homeowners, making homeownership more affordable and accessible to a broader range of potential buyers. Increased Demand: Lower mortgage interest rates are likely to lead to a surge in housing demand as more people are inclined to purchase properties, potentially driving up the demand for homes. This is great news for homeowners. Savings: E...

Unpacking The Impact of Future Mortgage Rates

Are you curious about the future of mortgage rates? With so many interest rate increases over the last few years, who isn’t? We've analyzed the market trends and predictions to bring you insight into how future mortgage interest rate drops can and will more than likely, impact the housing market, affordability and inflation. Before we dive into it, click the like button for me and, if you haven’t already, subscribe to the YouTube channel so I can keep providing you with valuable real estate and mortgage insight. Thanks for supporting! Let’s start with the positives: Affordability: Lower mortgage rates will result in reduced interest payments for homeowners, making homeownership more affordable and accessible to a broader range of potential buyers. Increased Demand: Lower mortgage interest rates are likely to lead to a surge in housing demand as more people are inclined to purchase properties, potentially driving up the demand for homes. This is great news for homeowners. Savings: E...

Don't Skip This Important Homeownership Step | HTXMTG.com

Here, we shed light on the often underestimated but important homeownership step that can have serious consequences if neglected. Join us as we delve into the hidden dangers of overlooking this vital step and learn how it can impact your beloved home. ✅ Don't forget to subscribe to our channel and hit the bell icon to stay updated on important homeownership steps, tips and tricks! When it comes to safeguarding your investment, understanding the silent threats that lurk in the shadows is imperative. Neglecting this particular task not only jeopardizes the functionality and lifespan of your home but can also put your family's safety at risk. Throughout this video, we uncover the lesser-known dangers that result from disregarding this crucial responsibility. From plumbing nightmares to electrical hazards and potentially spiraling repair costs, these hidden consequences can quickly escalate if left unchecked. But worry not! We're here to guide you through the process, providing...

Silent Threat. Don't Skip This Important Homeownership Step | HTXMTG.com

Here, we shed light on the often underestimated but important homeownership step that can have serious consequences if neglected. Join us as we delve into the hidden dangers of overlooking this vital step and learn how it can impact your beloved home. ✅ Don't forget to subscribe to our channel and hit the bell icon to stay updated on important homeownership steps, tips and tricks! When it comes to safeguarding your investment, understanding the silent threats that lurk in the shadows is imperative. Neglecting this particular task not only jeopardizes the functionality and lifespan of your home but can also put your family's safety at risk. Throughout this video, we uncover the lesser-known dangers that result from disregarding this crucial responsibility. From plumbing nightmares to electrical hazards and potentially spiraling repair costs, these hidden consequences can quickly escalate if left unchecked. But worry not! We're here to guide you through the process, providing...

Texas Will Soon Have Top 3 Populated Cities in US | HTXMTG.com

Are you ready to be amazed? Well, hold onto your hats because Texas is about to make history! Right now, New York City, Los Angeles, and Chicago hold the top spots as America's most populous cities. But get this, folks - Texas is hot on their heels! In the Lone Star State, everything is bigger, and that includes their cities. Houston, the energy capital of the world, is already ranked fourth in terms of population. But wait, there's more! The city of San Antonio is growing at a rapid pace. Its vibrant culture and rich history are attracting people from all walks of life, making it a prime contender to join the top three. And let's not forget the thriving city of Dallas, with its impressive skyline and booming economy. With a diverse population and a promising future, it's no wonder it's on the rise. So what does this mean for the rest of America? It means Texas is not just a state, my friends. It's a force to be reckoned with! Texas is home to America's next...

Mistakes to Avoid When Buying Your First Home | HTXMTG.com

Are you thinking about buying a home for the first time? Avoiding common mistakes is crucial for a smooth and successful home buying experience. When it comes to buying your first home, it's essential to do thorough research and be well-prepared. Many fall into the trap of not doing their due diligence when buying their first home, resulting in regret and unforeseen issues down the line. One of the more prevalent mistakes is not establishing a realistic budget before embarking on the home-buying journey. We delve into the importance of carefully assessing your financial situation, considering your long-term goals, and seeking professional guidance. By setting a sensible budget, you'll ensure that you can comfortably afford buying your new home without putting excessive strain on your finances. Another common mistake made when buying a first home is neglecting to get pre-approved for a mortgage. Mortgage pre-approval benefits you in the home-buying process. Understanding your bu...